As the popularity of ride-sharing services, such as Uber and Lyft, has skyrocketed, so have the extra risks associated with using these ride-sharing services. Drivers seeking employment with ride-sharing companies are often subjected to minimal background screening. Furthermore, limited state and federal regulation of ride-sharing services has allowed companies like Uber and Lyft to employ inexperienced and unqualified drivers. The result has been an uptick in crashes involving drivers working for ride-sharing companies.
Drivers for ride-sharing companies are self-employed, independent contractors. Uber, Lyft and other ride-sharing companies maintain that they are technology platforms that match passengers with drivers, not transportation companies. Drivers are responsible for the maintenance of their own driver-owned vehicles, which in south Florida, can be up to 15 years old. As a result, ride-sharing services pose a heightened risk to public safety.
Important things to consider when involved in an accident with an Uber/Lyft driver:
- Uber and Lyft drivers generally own and self-insure their own vehicles, and utilize their vehicles for both personal and business use
- Companies such as Uber and Lyft typically deny claims made against their own insurance for accidents involving a contracted driver of the company
Holding Uber and Lyft Responsible for Your injuries
Uber and Lyft advertise that they provide $1,000,000.00 in liability coverage, which is secondary to the driver’s personal liability insurance. Uber and Lyft also provide up to $1,000,000.00 in uninsured or underinsured motorist coverage.
Car accidents involving Uber and Lyft are often complex and may involve several insurance companies. Do not hesitate to reach out to us, as we are experienced personal injury attorneys, and can help you navigate these complex legal issues. Call today for a free consultation.